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Payoneer Cross-border payments software logo
Payoneer
Cross-border payments platform for sending, receiving, holding, converting and spending money globally
3.4

( 291 )

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Payoneer Reviews: 3.4/5 — Mixed Feedback

Payoneer Overview
What is Payoneer?

Payoneer is a global fintech and cross-border payments platform enabling individuals, freelancers, marketplaces and businesses to receive, hold, convert, send and withdraw funds across 190+ countries and 70+ currencies. The platform offers multi-currency balances, local receiving accounts, cards (physical and virtual), mass payouts, APIs for integrations and workforce management tools, and provides regulatory compliance and PCI Level 1 security.

Company Payoneer Global Inc.
Year founded 2005
Company size 1000+ employees
Headquarters New York City, United States
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Ask Questions about Payoneer
What Payoneer is best for?
What are the best alternatives to Payoneer?
What are the pros and cons of Payoneer?
Payoneer Product Details
Capabilities
API
Segment
Small Business
Freelancer
Enterprise
Deployment Cloud / SaaS / Web-Based, Mobile Android, Mobile iPhone
Support FAQs/Forum, Knowledge Base
Training Documentation, Videos
Languages English
Payoneer Pros and Cons
Pros
  • Global availability across 190+ countries and support for 70+ currencies
  • Comprehensive feature set: receiving, payouts, cards, multi-currency balances, workforce management
  • APIs and partnerships enable embedding in marketplaces and platforms
  • Working capital options for eligible customers
  • Strong regulatory compliance and PCI Level 1 certification
Cons
  • Transaction and currency conversion fees can be relatively high in some corridors
  • Fee transparency varies by region, account type and transaction; some fees depend on eligibility
  • Not all features available in all jurisdictions (region-dependent availability)
  • Advanced fraud/risk detection features are not clearly documented publicly
Payoneer Features
API / developer integration
Compliance / regulatory support
Corporate / Physical & Virtual cards
Cross-border payments to bank accounts
Currency conversion / FX
Global payroll / workforce management
Local receiving bank accounts
Mass payouts / batch payments
Multi-currency accounts / balances
Payment methods (card, bank transfer, ACH etc.)
Payment requests / Invoicing
Reports & financial dashboards
Disclaimer
Our research is curated from diverse authoritative sources and meant to offer general advice. We don’t guarantee that our suggestions will work best for each use-case, so consider your unique needs when choosing products and services. Feel free to share your feedback.
Last updated: July 24, 2026
Payoneer Cross-border payments software logo
291 Payoneer Reviews
3.4 out of 5
Small Business (50 or fewer emp.)
Nov 04, 2023
 Source
Overall Rating:
5.0
Himangshu D. avatar
Himangshu D.
Digital Marketing | Lead Generation & Data Entry Specialist
Share
"Payoneer is The best payment solution for freelancers"
What do you like best about Payoneer?

I used Payoneer to accept payments from freelance marketplaces such as GURU, UPWORK, and FIVERR at a Low commission. Free payments between Payoneer accounts and My favorite thing about Payoneer is that it allows me to transfer my funds directly into my bank account for free.

What do you dislike about Payoneer?

I like almost all the features provided by Payoneer but I dislike the minimum withdrawal limit which is 50$ and There is no option to receive money from other wallets, such as PayPal, Skrill, and Neteller.

What problems is Payoneer solving and how is that benefiting you?

I have been using Payoneer since 2018 and I am happy to have this service. In the perspective of Bangladesh, this is the only one solution for getting payments from the freelance marketplace. Also, Their customer service is really helpful.

Small Business (50 or fewer emp.)
Sep 04, 2023
 Source
Overall Rating:
5.0
Ravinder Kishore L. avatar
Ravinder Kishore L.
Technical Support And Analyst.
Share
"Review for Payoneer"
What do you like best about Payoneer?

Honestly my participation with Payoneer has been exceptional. I've been using Payoneer from the beginning of my Payment method.This online payment entrance stage is supporting me with being paid from numerous sources, for example, Freelancing and Monetizing stage. I can quickly receive payment from other Payoneer users. It's the best financial consulting firm I've ever worked with!

What do you dislike about Payoneer?

Sometimes i am not happy with the Payoneer conversion scale since each time I withdraw my assets, it moves from USD to another currency, but the swapping scale appears equivalent. When the USD rate is extremely high, I remove reserves; however, when the dollar rises, it returns to the original conversion scale.

What problems is Payoneer solving and how is that benefiting you?

There are several professionals from India and Pakistan working on distinct autonomous stages. However, they cannot be reimbursed through PayPal because it is not supported in our country, despite the fact that Payoneer handled the most fundamental issue for us. It's simple to use, comfortable, and offers fantastic features with good security.

Small Business (50 or fewer emp.)
Aug 22, 2023
 Source
Overall Rating:
5.0
SJ
Samae J.
Founder
Share
"Great App"
What do you like best about Payoneer?

I like that app is easy to use and it offers user the option to have virtual accounts in different currencies.

What do you dislike about Payoneer?

I hate reaching out to their customers service team

What problems is Payoneer solving and how is that benefiting you?

Not aware of any at the moment

Small Business (50 or fewer emp.)
Aug 05, 2023
 Source
Overall Rating:
5.0
Azat A. avatar
Azat A.
Freelancer
Share
"The best payment system for a freelancer"
What do you like best about Payoneer?

They offer a virtual MasterCard and free transactions among Payoneer users.

What do you dislike about Payoneer?

Sometimes, confirming payment takes longer than expected.

What problems is Payoneer solving and how is that benefiting you?

I need to receive payments from foreign clients and Payoneer is my not only best but the only choice.

Small Business (50 or fewer emp.)
Jul 07, 2023
 Source
Overall Rating:
5.0
TH
Tyrone H.
Founder
Share
"Perfect and Reliable"
What do you like best about Payoneer?

Have no bank account, fear not. I have been using Payoneer for years now and it is absolutely reliable you can learn about funding partners and then join and make some money so-long.

What do you dislike about Payoneer?

Payoneer is well-prepared, simple, and easy to navigate, I haven't faced any significant challenges since I started using the service. ATM card delivery however only comes after you make 100usd plus, however that is fair considering the card is secure and can work worldwide.

What problems is Payoneer solving and how is that benefiting you?

Getting payments in different countries can be a challenge. This is where payoneer comes in, you can even pay your employees using the system, invoice clients and there is an automated reminder that follows up your payment requests.

Mid Market (51-1000 emp.)
Jun 06, 2023
 Source
Overall Rating:
5.0
GG
Gil G.
Mr
Share
"Great paying service"
What do you like best about Payoneer?

Easy to use, great solution for getting paid around de world

What do you dislike about Payoneer?

the commissions could be a little lower on bank withdraw

What problems is Payoneer solving and how is that benefiting you?

Receiving money from any company in the world

Small Business (50 or fewer emp.)
May 27, 2023
 Source
Overall Rating:
5.0
MI
Muhammad I.
Founder
Share
"The best payment solution for Freelancers"
What do you like best about Payoneer?

The ease of use and the ability to open multi-currency accounts.

What do you dislike about Payoneer?

Their support team takes a lot of time to get back.

What problems is Payoneer solving and how is that benefiting you?

Making international payments seamless

Small Business (50 or fewer emp.)
Jan 13, 2023
 Source
Overall Rating:
5.0
GV
Guillermo V.
Chief Growth Officer
Share
"The best payment partner of Startup Grind!"
What do you like best about Payoneer?

It allows us to collect payments for our events globally and send the money to our directors from all around the world

What do you dislike about Payoneer?

The setup it's a little bit hard at the beginning, but after that it works flawlessly.

What problems is Payoneer solving and how is that benefiting you?

It help us to send international payment in the local currency of our Chapter Directors

Mid Market (51-1000 emp.)
Dec 23, 2022
 Source
Overall Rating:
5.0
CB
Charles B.
Customer Support I
Share
"Payoneer for digital nomads"
What do you like best about Payoneer?

Withdrawals are easy as it is integrated with banks and mobile wallets from different countries.

What do you dislike about Payoneer?

You need to do 3 transaction. Request, Exchange (to your currency), and withdraw.

What problems is Payoneer solving and how is that benefiting you?

Clients should have the option to pay automatically rather than Nomads requesting for payments

Enterprise (> 1000 emp.)
Nov 06, 2022
 Source
Overall Rating:
5.0
SS
Saleem S.
Computer Software Engineer
Share
"An alternative bank for developing nations"
What do you like best about Payoneer?

Because Payoneer makes it simple for me to transfer my payment from Amazon to my UAE bank account via Payoneer account, I like that service. I used to like the free ATM card that was provided until it was recently blocked and I was told to wait until I received $2,000 within six months before receiving another. For me to renew an expired card, that is too much.

What do you dislike about Payoneer?

I don't like that before I can apply for another MasterCard, I have to pay $2000 or wait until my total collected payments reach that amount. Before Payoneer moved its business from the USA to the UK, this was not the case.

What problems is Payoneer solving and how is that benefiting you?

Payoneer is assisting third-world nations where there are IP restrictions and other issues. Payoneer arriving: 1. It makes it simple to expand our business internationally. 2. It facilitates the payment of freelancers. 3. It provides free US bank accounts for companies with locations outside of the US. 4. Free MasterCard used to be offered. 5. Through its blog, it also tells us where we can make additional money online.