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Melio
4.6

( 135 )

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Melio Reviews & Product Details

Melio Overview
What is Melio?

Melio is a free & simple bill pay solution for small businesses, accountants, and bookkeepers. Pay any business expense with just a few clicks.

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Melio Product Details
Segment
Small Business
Mid Market
Freelancer
Ease of use
Beginner
Intermediate
Deployment Cloud / SaaS / Web-Based
Support Email/Help Desk, FAQs/Forum
Training Documentation
Languages English
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Our research is curated from diverse authoritative sources and meant to offer general advice. We don’t guarantee that our suggestions will work best for each use-case, so consider your unique needs when choosing products and services. Feel free to share your feedback.
Last updated: December 01, 2025
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135 Melio Reviews
4.6 out of 5
Small Business (50 or fewer emp.)
Jul 09, 2022
 Source
Overall Rating:
5.0
Ramon R. avatar
Ramon R.
Immigration Services Officer 2 (Iso2)
Share
"A must have for a successful business"
What do you like best about Melio?

Great customer service and easy to set up payments

What do you dislike about Melio?

Sometimes it can block your payments the day of payment because you need some additional paperwork or review without letting you know in advance

What problems is Melio solving and how is that benefiting you?

Easy to send payments to landlords and other business related payments

Small Business (50 or fewer emp.)
Jul 08, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Melio for Small Biz"
What do you like best about Melio?

Very easy set-up for paying contractors and vendors with no additional cost!

What do you dislike about Melio?

None so far and we have been using for a few months

What problems is Melio solving and how is that benefiting you?

Paying contractors, syncing with QuickBooks, and not being inundated with fees per user.

Small Business (50 or fewer emp.)
Jul 07, 2022
 Source
Overall Rating:
5.0
AR
Anisa R.
Bookeeper
Share
"Easy to use"
What do you like best about Melio?

The way it's organized it's very easy to understand even by persons who do haven't an accounting or financial background.

What do you dislike about Melio?

I don't like the fact that even if l schedule a group of payments the vendor receives separate checks for each of them.

What problems is Melio solving and how is that benefiting you?

We are paying all the vendors through Melio and that's been helpful for us, letting vendors know when the payment is on its way and everything else.

Small Business (50 or fewer emp.)
Jul 06, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Right Sized" for small business"
What do you like best about Melio?

Free and dependable service. I use this monthly and have had no issues.

What do you dislike about Melio?

Nothing yet. I have not found anything at all to dislike.

What problems is Melio solving and how is that benefiting you?

Allows me to move money seamlessly and dependably to consultants.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
CW
Candice W.
Bookkeeper
Share
"Melio is super user friendly and easy to use! I love it"
What do you like best about Melio?

the layout! its easy on the eyes to understand

What do you dislike about Melio?

some features need to be added. ex Drag and Drop to add a bill and emailing forwarding

What problems is Melio solving and how is that benefiting you?

saving me time !!

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
KO
Kenneth O.
Business Owner
Share
"Melio has made my life so much easier, saves me a lot of time and hassle."
What do you like best about Melio?

The user interface is so clean and simple to use. It's focused, does exactly what I need it to do and saves me a lot of time and hassle. I use Melio to pay bills for five different businesses and it makes it a breeze!

What do you dislike about Melio?

There are a few features I would like to see added to the process but they are constantly rolling out new updates and improvements so I bet it's just a matter of time.

What problems is Melio solving and how is that benefiting you?

Allows us to easily pay multiple vendors for different businesses with one log-on and one easy-to-use interface. As your accounts and vendors are set up in the system, it's a total breeze to get the bill payment done efficiently and fast. I used to dread doing the bills and now I look forward to it! I know that sounds crazy but it's true. The interface makes it fun!

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
WK
Wanda K.
Business Owner
Share
"So simple to use and FREE!"
What do you like best about Melio?

You can choose who gets charged credit card service fees (meaning you can choose the customer to get charged 2-3% instead of your business) which no other platform allows you to do. Scheduling payments is a breeze. You can upload your invoices or you can create one manually quickly and painlessly. You don't have to collect private bank information from your contractors, instead, Melio contacts them directly to receive their information which reduces security risks to your business. Overall it's a great platform for small business owners who work with many contractors.

What do you dislike about Melio?

It takes three business days for bank transfers to complete, so you need to plan a few days for processing if you want your payments to be delivered on time. It also does not connect to my invoicing system, Wave Apps.

What problems is Melio solving and how is that benefiting you?

Customers can use a credit card for payments and the credit card fees don't have to come out of my payment amount. I can do direct deposits for my contractors for free and I don't have to collect their private bank information to get connected.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
Henson R. avatar
Henson R.
Chief Executive Officer
Share
"Modern day AP/AR"
What do you like best about Melio?

Melio has a clean look with an easy-to-add invoice system, literally uploads and picks up the texts making data entry simple and not as time-consuming, all while being cost friendly

What do you dislike about Melio?

I cant make recurring monthly invoices to get sent, for example, a monthly subscription-based customer we still have to create the invoice and send manually

What problems is Melio solving and how is that benefiting you?

As a micro-business struggling to be attractive and modern without the added cost to do so Melio makes it simple and fast to receive and request payments from businesses that still like to do everything with a paper check. We like accountability so many transactions are electronic now. It eliminated late payments or excuses for why payments are late

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
OM
Omer M.
Ceo
Share
"User Friendly with Free ACH"
What do you like best about Melio?

The staff is amazing, customer service is prompt, and the dashboard is very easy to use.

What do you dislike about Melio?

No API for automated ACH payments, otherwise everything else is great.

What problems is Melio solving and how is that benefiting you?

I can ACH payments to my vendors without incurring any fees.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
SB
Sheri B.
Virtual Assistant
Share
"Easiest Way to Pay Contractors"
What do you like best about Melio?

The ease of tracking payments to contractors. Payments

What do you dislike about Melio?

I haven't found anything I dislike yet as everything works very smoothly. No there isn't. NA.

What problems is Melio solving and how is that benefiting you?

I am a VA with clients in multiple states. Melio helps me ensure that all my clients payments are made in a timely manner without having to wait for an update that a check has been processed on the clients end.