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Melio
4.6

( 135 )

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Melio Reviews & Product Details

Melio Overview
What is Melio?

Melio is a free & simple bill pay solution for small businesses, accountants, and bookkeepers. Pay any business expense with just a few clicks.

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Melio Product Details
Segment
Small Business
Mid Market
Freelancer
Ease of use
Beginner
Intermediate
Deployment Cloud / SaaS / Web-Based
Support Email/Help Desk, FAQs/Forum
Training Documentation
Languages English
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Disclaimer
Our research is curated from diverse authoritative sources and meant to offer general advice. We don’t guarantee that our suggestions will work best for each use-case, so consider your unique needs when choosing products and services. Feel free to share your feedback.
Last updated: February 02, 2026
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135 Melio Reviews
4.6 out of 5
Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Melio has been so very helpful!"
What do you like best about Melio?

I love how easy it is to send money direct deposit. And there are no fees! It's absolutely incredible, and very easy to use, and I really love Melio. And that's the truth.

What do you dislike about Melio?

I don't find any donwnsides. It's really simple to use, and it's really user friendly.

What problems is Melio solving and how is that benefiting you?

Melio has solved the problem of finding a great way to transfer money without fees.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
Lindsey B. avatar
Lindsey B.
Owner
Share
"Melio has been invaluable!"
What do you like best about Melio?

Melio has helped us streamline and speed up payments to our vendors. Love the ability to send ACH payments without a fee. Customer service is phenomenal. Their service has been invaluable!

What do you dislike about Melio?

The only suggestion I have is to allow non-business vendors to make payments to us.

What problems is Melio solving and how is that benefiting you?

Speed of paying vendors. Electronic ACH payments.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Great Payment Service!"
What do you like best about Melio?

I love how easy it is to enter a new supplier's invoice info and set up an ACH Payment. If transfer time is less important, no fee is charged for transfer.

What do you dislike about Melio?

If not using a fee based transfer, the payment take a little longer.

What problems is Melio solving and how is that benefiting you?

Melio provides a reliable and trusted method to pay vendors directly from your bank account.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
EO
Eric O.
President And Ownger
Share
"The Best Way Possible for Paying My Sub-contractors"
What do you like best about Melio?

It's easy to use, easy to navigate, and the fact that I can use it for free if I have a business bank account is huge, also.

What do you dislike about Melio?

They did have a problem interacting with QuickBooks Online a year ago, but it appears to be fixed now.

What problems is Melio solving and how is that benefiting you?

Paying my virtual staff needs a virtual solution, and this is nicely taken care of with Melio.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"The best option out there for this type of solution"
What do you like best about Melio?

Melio is easy to use, functional, quick to work out the kinks & free

What do you dislike about Melio?

As a new solution, there can be some quirks as the connection with QBO is established but most of those get fixed quickly

What problems is Melio solving and how is that benefiting you?

Getting the bills paid & free in the process - that in and of itself is huge

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
TT
Tim T.
Executive Operations Pastor
Share
"So much more user-friendly than the alternatives"
What do you like best about Melio?

The user experience and simplicity are best

What do you dislike about Melio?

I don't see many options for Migrating from another platform

What problems is Melio solving and how is that benefiting you?

Rather than printing or writing checks in house, melio saves us so much time

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Super easy to use"
What do you like best about Melio?

Easy to schedule payments, add vendors, ditch the check signing and do ACH

What do you dislike about Melio?

More security features perhaps like double authorizations over certain amounts, etc.?

What problems is Melio solving and how is that benefiting you?

Save time from mailing checks

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"This system is quick and easy to use."
What do you like best about Melio?

We like the ease and functionality of Melio for paying our instructors.

What do you dislike about Melio?

At this point I don't have any dislikes to share.

What problems is Melio solving and how is that benefiting you?

Making it easy to pay and track payment to our team.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Easy to use!"
What do you like best about Melio?

It has an intuitive interface and easy-to-navigate features.

What do you dislike about Melio?

Not much to dislike! Like I said, it is very easy to use and navigate.

What problems is Melio solving and how is that benefiting you?

It allows us to have multiple signers for various vendors.

Small Business (50 or fewer emp.)
Jul 05, 2022
 Source
Overall Rating:
5.0
DD
Dwight D.
Accountant
Share
"Easy to Use"
What do you like best about Melio?

Easy to use. Great integration within QuickBooks Online. Low cost with enough features for many smaller businesses.

What do you dislike about Melio?

Melio does not currently integrate with Xero.

What problems is Melio solving and how is that benefiting you?

I'm able to manage my firm's internal accounts payable directly within QuickBooks Online, which saves time and ensures that the transaction is entirely recorded within the system. Melio continues to mature and add features and I continue to look for clients who may make sense to use Melio.