OnPay background blur-sm
OnPay Payroll Software logo
OnPay
Payroll, HR, and benefits businesses trust
4.8

( 273 )

Why Findstack is free?
Findstack is free for users because vendors pay us when they receive web traffic and sales opportunities. Findstack directories list all vendors — not just those that pay us so that you can make the best-informed purchase decision possible.
Advertising disclosure: Findstack offers objective, editorially independent comparisons to help you find the best software. Some links on this page are affiliate links — we may earn a commission when you visit a vendor through our links, at no additional cost to you. Affiliate relationships never influence our ratings, rankings, or reviews. Disclosure policy | Methodology

OnPay Reviews: 4.8/5 — Highly Rated

OnPay Overview
What is OnPay?

OnPay is a cloud-based, full-service payroll system for U.S. businesses (especially small & medium). It integrates payroll, HR tools, benefits, worker compliance, and time-tracking integrations; handles federal, state, and local payroll taxes; supports W-2 employees and 1099 contractors; offers unlimited pay runs; and includes HR/benefits functions such as onboarding, document management, and workers’ compensation administration.

OnPay Categories on Findstack
Crevio E-Commerce Platforms logo
Crevio
Sponsored
5.0
(1)
Free plan available
Crevio is an AI-powered platform that runs your business while you sleep. Describe what you want to se... Learn more about Crevio
Ask Questions about OnPay
What OnPay is best for?
How does OnPay compare to Gusto?
What are the pros and cons of OnPay?
OnPay Product Details
Capabilities
API
Segment
Small Business
Mid Market
Deployment Cloud / SaaS / Web-Based
Support Chat, Email/Help Desk, Knowledge Base, Phone Support
Training Documentation, Webinars
Languages English
OnPay Pros and Cons
Pros
  • Transparent, simple pricing (flat base fee + per-employee) with most features included
  • Unlimited pay runs and multi-state payroll without extra fees
  • Integrated workers' compensation and benefits broker support
  • Strong customer support and tax accuracy guarantee
  • Lifetime employee access to pay stubs and year-end tax forms
Cons
  • No built-in time-tracking (requires third-party integrations)
  • No clear public mobile apps for administrators (mobile app status unclear)
  • HR features are add-ons and may increase cost for larger headcounts
  • Not open-source; no public CLI tool
OnPay Features
Accounting integration (GL export, accounting software sync)
Analytics / Custom Reporting / Dashboards
Automated Payroll Processing
Automated workflows / Approval processes
Automatic Updates
Benefits Administration
Benefits administration (health, vision, retirement)
Benefits Management
Compliance management
Compliance Tools (labor law, OSHA, EEO etc.)
Customizable branding (paycheck logos etc.)
Customizable Pay Stubs
Disclaimer
Our research is curated from diverse authoritative sources and meant to offer general advice. We don’t guarantee that our suggestions will work best for each use-case, so consider your unique needs when choosing products and services. Feel free to share your feedback.
Last updated: September 02, 2026
OnPay Payroll Software logo
273 OnPay Reviews
4.8 out of 5
Small Business (50 or fewer emp.)
Nov 30, 2023
 Source
Overall Rating:
5.0
MB
Monica B.
Accountant
Share
"Their support is awesome!"
What do you like best about OnPay?

It is very simple and intuitive to use. and, if you have any questions, support is quick and very helpful.

What do you dislike about OnPay?

Some detailed integrations to Xero are not easy to do, such as, splitting an employee's pay, taxes, and worker's comp codes to different GL codes.

What problems is OnPay solving and how is that benefiting you?

They take care of ALL taxes for me. I don't have to worry about them. OnPay will let me no if there are tax issues.

Small Business (50 or fewer emp.)
Nov 28, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"The software is very easy to use and they are always very responsive to request for assistance."
What do you like best about OnPay?

Ease of the software. Customer Support is always good.

What do you dislike about OnPay?

Cannot think of any at this time. Have not had any major issues.

What problems is OnPay solving and how is that benefiting you?

They make processing payroll very easy. The other company I had charged such an outrageous price. They are very affordable for a small business.

Small Business (50 or fewer emp.)
Oct 31, 2023
 Source
Overall Rating:
5.0
RL
Ross L.
Founder
Share
"My favorite payroll partner!"
What do you like best about OnPay?

OnPay is an excellent partner for payroll. The platform is easy to use and the customer service is excellent. In particular, they are so helpful with onboarding new clients, even when transitioning with payroll history from other sources.

What do you dislike about OnPay?

I haven't had negative experiences with using OnPay.

What problems is OnPay solving and how is that benefiting you?

Our clients (and my own company) need to pay people in a way that is easy. OnPay takes care of taxes, filing, W2s, etc. Any time we get a notice from a government agency, we share it with OnPay and they look into it for us to help solve it. It's also very easy to handle 401k deductions/contributions, health insurance, and other aspects of payroll

Small Business (50 or fewer emp.)
Oct 24, 2023
 Source
Overall Rating:
5.0
LD
Laura D.
Founder
Share
"OnPay's customer service is a ten!"
What do you like best about OnPay?

First off, I love the customer service. Any and all questions I have had were answered quickly and with care. I feel like they actually care if I know what I'm doing. Quickbooks payroll cost more and was less user friendly and the support left you with more questions than answers. The ability to integrate with Quickbooks is really nice. The people at OnPay were able to take all the information from Quickbooks and copy it over. That saved me a ton of time. Plus when I needed more pay items the people at OnPay gave me what I needed and then some. Once again, great customer service. Onpay itself is super easy to use and really intuitive. The layout and colors are just right. As the bookkeeper, I will be using Onpay all the time for payroll. I love the way everyone can add photos to their profile. I work mostly from home so I don't know everyone. OnPay gives me a way to make a name with a face. For the staff, OnPay has a great setup. They are able to see all their information in one spot.

What do you dislike about OnPay?

I wish there was a way to get back to home or to the dashboard once I click on My Roles. I end up using the back bottom on the web browser. I wish that banking information could have been transferred. It has been difficult to get the staff to enter in their information. I wish there was a direct way to send out another invitation with a link for an employee to get into their account. It seems like everyone misses the first email and the second email doesn't contain a link.

What problems is OnPay solving and how is that benefiting you?

Quickbooks payroll was too expensive. We are a non-profit and money is tight. We were struggling with employees only working a couple of hours during a pay period and having to pay $10 to Quickbooks for each of them. OnPay is cheaper and so much more user friendly with people ready to answer any question I may have.

Small Business (50 or fewer emp.)
Oct 24, 2023
 Source
Overall Rating:
5.0
ED
Erik D.
Founder
Share
"Great Experience with OnPay!!!"
What do you like best about OnPay?

We have used OnPay for about 3 months now, and they were extremely helpful during the set-up process. It is very easy to use, and when I have questions, the support staff does a phenomenal job in getting the issue(s) resolved fast and professionally. Great application for a start-up company and more mature organizations!

What do you dislike about OnPay?

If you do not have the site earmarked, it can be cumbersome to access, but no others were observed.

What problems is OnPay solving and how is that benefiting you?

Running payroll and processing deductions.

Small Business (50 or fewer emp.)
Oct 24, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"FANTASTIC PAYROLL SERVICE!"
What do you like best about OnPay?

Couldn't believe how easy the sign on process was. Five months prior we had changed to another service and getting started was a nightmare. When we switched to OnPay they answered every question we had and then they totally handled the conversion. All we were left to do was enter the direct deposit account numbers. Payroll processed seamlessly.

What do you dislike about OnPay?

No dislikes at this point. Very satisfied.

What problems is OnPay solving and how is that benefiting you?

Federal and state filing requirements

Small Business (50 or fewer emp.)
Sep 22, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Thank you OnPay!"
What do you like best about OnPay?

I am delighted at the care and grace extended by the OnPay team toward our church staff. We are not experts in payroll and are very happy with our customer service experience, knowing that OnPay will do what's needed to make us successful!

What do you dislike about OnPay?

There is nothing I can think of that would make me criticize OnPay.

What problems is OnPay solving and how is that benefiting you?

The team repaired problems that they did not create. Every mishap we encountered was of our own doing and the OnPay team handled the errors graciously.

Small Business (50 or fewer emp.)
Sep 17, 2023
 Source
Overall Rating:
5.0
CL
Christian L.
Founder
Share
"Excellent Payroll Software!"
What do you like best about OnPay?

i am a very busy person but with Onpay making the payroll is super fast and easy! And if you have questions , customer reps are awesome! It is one of the cheapest software too.

What do you dislike about OnPay?

nothing dislike me of this software,Pretty good software.

What problems is OnPay solving and how is that benefiting you?

I am a very busy person and with Onpay I save a lot of time doing the payroll. And save money because i don't need to hire somebody else to do the job. The business performance increase do to a better productivity, and zero compliance mistakes

Small Business (50 or fewer emp.)
Aug 30, 2023
 Source
Overall Rating:
5.0
RP
Raven P.
Founder
Share
"Great price, wonderful customer service and fantastic transistion."
What do you like best about OnPay?

We decided to leave Gusto after several errors and because they were doubling our montly fee. On Pay has a very favorable and straight-forward pricing system, they have excellent customer service and the transition from Gusto was extremely easy.

What do you dislike about OnPay?

When I run payroll, my reimbursements are included in the gross pay number. It is NOT actually included in gross pay. It is taxed correctly (meaning it is not taxed at all) and shows up accurately on the payroll reports, just not on the quick totals after I run payroll.

What problems is OnPay solving and how is that benefiting you?

I have six employees and two contractors. The difficulty is that I have employees in multiple states. OnPay does not charge me extra for running multiple states, and only charges me for contractors and employees if they are paid during that month.

Small Business (50 or fewer emp.)
Aug 28, 2023
 Source
Overall Rating:
5.0
KL
Kathy L.
Founder
Share
"Relief"
What do you like best about OnPay?

The software is intuitive. You are not having to think about how They think about things you're able to think about what makes common sense and figure it out yourself. If you can't, the customer service is amazing and will quickly figure it out and explain to you how to do it. It has been flawless.

What do you dislike about OnPay?

Where are used to dread payroll because it always took me such a long time I never finish in about 15 minutes and have no issues. If I do, I can either figure it out myself or call client service, and they will help me figure it out. again it is flawless.

What problems is OnPay solving and how is that benefiting you?

In my previous two payroll companies I had nothing but problems. Employees couldn't access their profile. information was wrong. When we transitioned, they forgot to send some information so I had to manually transmit it. If it was a problem, I was told that's not how "we think" and I had to go through long processes to get things fixed, all of that has disappeared. There were times I couldn't get anyone on customer service. I STAYED WITH BOTH MY BIG COMPANIES FOR LESS THAN SIX MONTHS BECAUSE THE SERVICE WAS SO ATROCIOUS.

Small Business (50 or fewer emp.)
Aug 28, 2023
 Source
Overall Rating:
5.0
MG
Mike G.
Founder
Share
"Great Application, does my payroll, onboarding and more!"
What do you like best about OnPay?

This app is like an inexpensive HRIS! It has made my life extremely easy. It integrates with QuickBooks, and my timekeeping app Deputy. I can't recommend this enough!

What do you dislike about OnPay?

The only thing I wish it had was a little easier way to have monthly commission check runs. it still works for that, just want it easier.

What problems is OnPay solving and how is that benefiting you?

Saving lot's of time!

Small Business (50 or fewer emp.)
Aug 26, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Seamlessly integrates with QuickBooks"
What do you like best about OnPay?

OnPay automatically creates Journal Entries in QuickBooks once you initially set up the assignments. When you import your bank records associated with OnPay into QuickBooks, they are automatically matched and you can just hit the "Match" button.

What do you dislike about OnPay?

Currently, I don't see any drawbacks to using OnPay.

What problems is OnPay solving and how is that benefiting you?

We don't have a large administrative staff so having OnPay take care of our tax payments and reporting is a huge benefit.

Small Business (50 or fewer emp.)
Jul 24, 2023
 Source
Overall Rating:
5.0
BC
Barbara C.
Founder
Share
"Onpay made it easy to be compliant with payroll taxes"
What do you like best about OnPay?

Onboarding our new employee was made very simple. Our specialist was very helpful and patient with me for our first payroll run. Pricing was easy and fair. They made a daunting task simple.

What do you dislike about OnPay?

I didn't have any issues that weren't addressed with ease.

What problems is OnPay solving and how is that benefiting you?

It helps me stay compliant with payroll taxes.

Small Business (50 or fewer emp.)
Jul 19, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Onpay : simply excellent !!"
What do you like best about OnPay?

Ease of use and clarity with all the reports as well as on the fly. It allows us to run a preview of the payroll to double check and try different numbers.

What do you dislike about OnPay?

Still exploring. Nothing disliking found yet.

What problems is OnPay solving and how is that benefiting you?

Transparency

Small Business (50 or fewer emp.)
Jul 18, 2023
 Source
Overall Rating:
5.0
MF
Mimi F.
Founder
Share
"Seamless Onboarding and Superb Service"
What do you like best about OnPay?

Easy to onboard, run payroll and speak to a knowledgeable customer service person

What do you dislike about OnPay?

I haven't found anything I dislike yet - still exploring - but so far so good

What problems is OnPay solving and how is that benefiting you?

running payroll for a growing team

Small Business (50 or fewer emp.)
Jun 28, 2023
 Source
Overall Rating:
5.0
SS
Sara S.
Founder
Share
"Great customer service, easy set up, reasonable pricing, streamlines internal processes"
What do you like best about OnPay?

I can trust the system. It is a huge time saver.

What do you dislike about OnPay?

I don't have any. The system functions properly and if there are any issues, the support team promptly answers.

What problems is OnPay solving and how is that benefiting you?

Saving time by streamlining the internal process.

Small Business (50 or fewer emp.)
Jun 28, 2023
 Source
Overall Rating:
5.0
Bill G. avatar
Bill G.
Vp Business Development – Americas/Asia Pacific
Share
"Easy to use and a good price"
What do you like best about OnPay?

Once the employee details are in the system, it's so easy to run payroll, and all the Federal and State taxes and end of year tax docs are all taken care of.

What do you dislike about OnPay?

From the day I enter payroll, it takes about 5 business days to get the payments into the employee accounts, which feels long to me.

What problems is OnPay solving and how is that benefiting you?

Easy, accurate, cost efficient processing of payroll and handling all payroll taxes. Saves me time and money versus doing it myself or asking my CPA/accountant to do it.

Small Business (50 or fewer emp.)
Jun 27, 2023
 Source
Overall Rating:
5.0
Lisa S. avatar
Lisa S.
Finance/Grants Officer
Share
"Great value for small non-profit"
What do you like best about OnPay?

The on-boarding was smooth, and OnPay's tax filing was simple to set up too.

What do you dislike about OnPay?

No quarterly payroll schedule was available, so this type of secondary payroll can't be scheduled ahead.

What problems is OnPay solving and how is that benefiting you?

Quickbooks Payroll had become unaffordable. OnPay offers tax filing, and affordable and flexible direct deposit for staff; it's a user-friendly product with features we did not have with Quickbooks Payroll...but at a lower cost. We also took advantage of the "free first month" offer.

Small Business (50 or fewer emp.)
Jun 07, 2023
 Source
Overall Rating:
5.0
NM
Natalie M.
Founder
Share
"ONPAY is On Point!"
What do you like best about OnPay?

Excellent customer service - efficient, knowledgeable, and timely. The reports are easy to read. The application is easy to use.

What do you dislike about OnPay?

No downsides. The only thing I would "recommend" is to work on the design of the "check payment vouchers". Graphically they are poorly designed. This is an advertising tool. Personally, I don't use it. I have to modify the payroll register to look like a pay voucher.

What problems is OnPay solving and how is that benefiting you?

Primarily, payroll tax filing.

Small Business (50 or fewer emp.)
Jun 06, 2023
 Source
Overall Rating:
5.0
DA
Doreen A.
President
Share
"Easiest Payroll Service Provider to Work With"
What do you like best about OnPay?

OnPay has excellent customer service, which helps to make this company the most accessible payroll service provider to work with.

What do you dislike about OnPay?

Once a special payroll run is scheduled, you are unable to remove it going forward.

What problems is OnPay solving and how is that benefiting you?

They always ensure I understand what is happening when I ask a question.

Small Business (50 or fewer emp.)
Jun 06, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Efficient, user friendly software for full service payroll."
What do you like best about OnPay?

Set up is easy to navigate. Support team is responsive and helpful.

What do you dislike about OnPay?

Year end forms must be printed individually. It would be nice to have one click for all federal forms and another for all state forms.

What problems is OnPay solving and how is that benefiting you?

They collect payroll taxes each pay period and automatically send payment on behalf of users when due.

Small Business (50 or fewer emp.)
Jun 05, 2023
 Source
Overall Rating:
5.0
KD
Kathleen D.
Founder
Share
"Very good software for the small employer, very straightforward pricing!"
What do you like best about OnPay?

I especially like that Onpay takes care of the uploading of prior data. That can be very messy when clients try to do it. Customer service is always very helpful as well. The program itself is very easy to use and accurate. Also I love that it files the taxes and forms automatically. This software is perfect for one to 20-ish employees, which is my target market. I also love that the pricing is very straightforward. No "hidden costs" that crop up later!! That is such a huge relief from prior systems I have used.

What do you dislike about OnPay?

I really would like the ability to put a couple of clients on "autopay" that get the same amount each period. I would really like the main dashboard improved as well. It is not easy to tell who has not run payroll yet. It would be much easier to have everyone on one screen and then a column that shows "current week processed" with a check mark or something similar.

What problems is OnPay solving and how is that benefiting you?

I needed an easy-to-use, low cost payroll option for my small employers. I like that they can process everything on their own instead of my having to take the time.

Small Business (50 or fewer emp.)
Jun 05, 2023
 Source
Overall Rating:
5.0
JR
Jacob R.
Founder
Share
"Payroll History Import and OnPay Support Team"
What do you like best about OnPay?

The best part of OnPay is the onboarding experience. When starting a new company file they will import the pay history for the year for each employee, saving you hours of manual importing. Their support team is also incredible at helping resolve any issues that pop up with tax filings, reports, etc.

What do you dislike about OnPay?

A bit pricier than most other payroll softwares, but it has been well worth it for our business.

What problems is OnPay solving and how is that benefiting you?

They handle all tax notices that our clients receive. Normally with other payroll software, there was a lot of hunting for information that I would have to do, but with OnPay I can just send them the file and they look into it for me. This saves me a lot of time and frustration.

Small Business (50 or fewer emp.)
Jun 05, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Payroll Processing Made Easy"
What do you like best about OnPay?

I love how easy OnPay is to set up and run payroll. It's straightforward to use and find what you need. Their customer service is exceptional.

What do you dislike about OnPay?

There's nothing I don't like about OnPay.

What problems is OnPay solving and how is that benefiting you?

OnPay has allowed me to offer a good, quality solution to my clients' payroll needs. They have a dedicated portal for employees and contractors, eliminating having to go through me to get the answers they need.

Small Business (50 or fewer emp.)
Jun 05, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Excellent Support!"
What do you like best about OnPay?

The support is much better than other providers I've used in the past.

What do you dislike about OnPay?

They don't have automatic payroll yet, but that is coming soon.

What problems is OnPay solving and how is that benefiting you?

They make it super easy to run payroll. If Ihave an issue with tax payments they handle it right away.

Small Business (50 or fewer emp.)
May 25, 2023
 Source
Overall Rating:
5.0
LS
Lorraine S.
Founder
Share
"Dependable, easy to use and at a reasonable price point"
What do you like best about OnPay?

All the work involved in running payroll and reporting to the state is done for a reasonable price, dependably, and without a lot of confusion or extra forms. Equally as helpful are the reports I can get any time I need to, for any info I need to have. These are simple to create and easy to understand. I love OnPay.

What do you dislike about OnPay?

The only time I have a problem with OnPay is when I create one for myself by getting busy and forgetting (in spite of the helpful email reminder) to do the pay run on the right day. I finally added it to my calendar which mostly solved the problem.

What problems is OnPay solving and how is that benefiting you?

Payroll was always time consuming, expensive, and carried the liability of making a mistake and getting nasty letters from the state. Using OnPay, it takes almost no time, the cost is reasonable, and OnPay deals with the state. I love it. For a small business person who wears a lot of different hats, taking this onerous piece off the table is a real gain.

Small Business (50 or fewer emp.)
May 25, 2023
 Source
Overall Rating:
5.0
SR
Seth R.
M
Share
"Payroll Made Easy!"
What do you like best about OnPay?

OnPay is an effective, easy to use payroll suite. The web interface is straight forward and simple to navigate. The minimal HR things I do are so easy on the platform.

What do you dislike about OnPay?

There are features I haven't even explored yet but that's not OnPay's fault!

What problems is OnPay solving and how is that benefiting you?

We use it for all payroll processing. It is less expensive than other options out there and OnPay covers all of the payroll tax submittals, we don't have to do anything other than enter hours!

Small Business (50 or fewer emp.)
May 18, 2023
 Source
Overall Rating:
5.0
MW
Michelle W.
Office Manager
Share
"Great Service"
What do you like best about OnPay?

OnPay is easy to use. Customer Service is great, there are so many ways to reach them. It is also super affordable.

What do you dislike about OnPay?

I don't really have downsides to OnPay. The only thing I can think of is it is taking a while to resolve and issue with one of the states we do payroll in but that isn't OnPay's fault.

What problems is OnPay solving and how is that benefiting you?

Unlike other payroll providers we have used, OnPay allows all day to process and is extremely easy to fix if a mistake is made.

Small Business (50 or fewer emp.)
May 18, 2023
 Source
Overall Rating:
5.0
AG
Verified Reviewer
Founder
Share
"Great service and an even better price"
What do you like best about OnPay?

The assistance, when needed is immediate. But it's so easy to use, you forget how quickly they can resolve an issue.

What do you dislike about OnPay?

Nothing - yet! There hasn't been anything that we need that isn't provided.

What problems is OnPay solving and how is that benefiting you?

The pricing is the most obvious benefit. When we switched over - there were PPP and ERC difficulties from our previous service. OnPay was persistent and dedicated to working out our issues with the IRS. They really did all the work for us.

Small Business (50 or fewer emp.)
May 10, 2023
 Source
Overall Rating:
5.0
ER
Eleanor R.
Founder
Share
"Smooth"
What do you like best about OnPay?

Ease of website and fast to run payroll. Customer service is great

What do you dislike about OnPay?

Not much to dislike about it. I would like the system to remember the payroll from the week before

What problems is OnPay solving and how is that benefiting you?

Tax deduction